Trading in the Indian Capital Markets Involves Substantial Risk

Trading in the Indian Capital Markets — including Equity, Futures, and Options — involves substantial risk of loss. The value of securities may fluctuate, and you may lose more than your initial investment.

• Capital Loss: You may lose more than your initial investment due to market volatility, gap openings, and liquidity crunches.
• Leverage Risk: F&O involves high leverage. The "No-Big-Loss" framework is educational, not a guarantee against loss.
• Technology Risk: We are not liable for broker API failures, exchange connectivity issues, or cloud downtime.
• Market Risk: Markets are subject to systemic risk, liquidity risk, interest rate risk, geopolitical risk, and regulatory changes.

You should carefully consider whether trading is suitable for you. If you do not fully understand these risks, seek independent professional advice.

Professional Disclaimers

Founder Credentials: Naveen GK is an 11-time NISM Certified Professional across Research Analyst, Investment Advisor, Equity Derivatives, and Currency Derivatives — all cleared in a single attempt. These represent educational qualifications, not regulatory authority.

SEBI Status: Algo Architect and its founders are NOT registered with SEBI as Investment Advisors or Research Analysts under any regulation.

No Advice: Algo Architect provides education and tools. We do not provide "tips," "calls," or personalized investment advice. All trades are your own decisions.

How We Handle Your Information

• Data Collection: We collect only what's necessary — name, WhatsApp, email, and payment info.
• No Data Selling: Your data is never sold, rented, or shared with third parties for marketing.
• Payment Security: All transactions use PCI-DSS compliant gateways with end-to-end encryption.
• Cloud & Algo Data: Strategy logic and trade data stored on encrypted secure servers.
• Data Retention: Data retained only as long as necessary. Request deletion at contact@algoarchitect.in.

Terms Governing Your Use

• Intellectual Property: All content including the "Logic over Luck" curriculum, videos, scripts, and frameworks is exclusive IP of Algo Architect.
• Unauthorized Distribution: Copying, reproducing, or screen-recording any content leads to immediate termination without refund.
• Personal Use Only: Materials licensed for personal, non-commercial use only.
• Account Responsibility: You are responsible for your account credentials and all activity.
• Service Modifications: We reserve the right to modify or discontinue any service.

Strict No-Refund Policy

Due to the nature of digital education and proprietary content delivery, Algo Architect maintains a strict no-refund policy.

• Digital Courses: No refunds once enrolled.
• Mentorship: No refund once batch begins or access is shared.
• Algo Services: Non-refundable once development commences.
• Workshops: Non-refundable tickets. Cancellations by us → rescheduled date or credit.